Financial Crime Compliance ("FCC")

We build and enhance frameworks that meet the highest regulatory standards.

• Development and review of financial crime policies, procedures, and controls
• Alignment with the Guernsey Handbook on Countering Financial Crime and Terrorist Financing
• Implementation of risk-based approaches for clients, products, jurisdictions, and channels

We optimise onboarding and due diligence through automation and expert guidance.

• Design and review of CDD/EDD processes and forms
• Identification of high-risk indicators (e.g. PEPs, complex structures, high-risk jurisdictions)
• Source of wealth/funds assessments and documentation support

We help implement intelligent monitoring tools and robust reporting practices.

• Assessment and tuning of transaction monitoring systems
• Development of risk-based rules and escalation protocols
• Drafting and submission support for Suspicious Activity Reports (SARs) to the FIU

We provide experienced support or act directly in key compliance roles.

• Interim or retained MLRO/MLCO services
• Preparation of Board-level MLRO reports
• Support with GFSC and FIU engagement and inspections

We deliver comprehensive, risk-based evaluations to guide strategy and compliance.

• Firm-wide Business Risk Assessments (BRAs) in line with GFSC guidance
• Thematic risk reviews (geographic, customer type, delivery channels)
• Product/service-specific assessments for enhanced clarity

We offer targeted, role-specific training to keep your team informed and compliant.

• Mandatory annual AML/CFT/CPF training for all staff and leadership
• Role-based training for onboarding teams, compliance officers, and directors
• Awareness of emerging risks: virtual assets, sanctions evasion, trade-base money laundering ("TBML")

We help you prepare for regulatory scrutiny and recover with confidence.

• Preparation for GFSC thematic reviews and on-site inspections
• Independent Financial Crime health checks and mock audits
• Remediation planning, execution, and progress reporting